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Terms and Conditions

The General Terms and Conditions for Instant Bingo are outlined below. Before accepting the terms, please read them carefully. At your request, you can close a gaming Account with Instant Bingo at any time.

1. Site Rules

1.1 The "Instant Bingo Rules" are the terms and conditions constituting and governing the contractual relationship, as stated herein, and upon which the parties hereby agree.

1.2 The brand "Instant Bingo" is owned by Instant Bingo Group: e-mail: support@instantbingo.ag; website: www.instantbingo.ag.

1.3 The individual having a contractual relationship with Instant Bingo is referred to as the "Account Holder."

1.4 A "Instant Bingo Account" is an Account held by an Account Holder, with the strict aim to establish a normal commercial relationship with Instant Bingo and with the strict purpose of conducting betting and other gaming and gambling transactions.

1.5 The "Contract" is the contractual relationship between Instant Bingo and an Account Holder, which is constituted and governed by the Instant Bingo Rules.

1.6 The "Site" is the Internet gateway, accessible through the Internet address www.instantbingo.ag, where all current and relevant information regarding Instant Bingo is published.

1.7 A "Card" refers to all types of cards with a function of payment, charge, debit, credit and/or similar.

1.8 A "Payment Solution Provider" ("Payment Provider") is an intermediary acting as a payment agent.

1.9 A "Financial Institution" is a bank and/or other institution regulated by an applicable domestic financial service act or similar.

1.10 "Force Majeure" refers to any occurrence or condition beyond one's reasonable control that leads to a delay or default in the performance to the affected party's contractual obligation and shall, for the purposes of the Instant Bingo Rules, include Acts of God, government restrictions (including the denial or cancellation of any necessary license where such denial or cancellation is made through no fault of the affected party), wars, insurrections and/or any other cause beyond the reasonable control of the party whose performance is affected.

1.11 "Product" represents any item featured in the Bingo Shop that the Member can and/or will acquire.

1.12 "Online Marketplace" shall be used when referring to an online site that aggregates different types of Products from a various selection of Providers.

1.13 "Value" will stand for the monetary worth of the denomination used in the Instant Bingo Shop, i.e Shop Coins.

1.14 "Shop Coins" shall mean the number of coins earned by each Member based on Instant Bingo's VIP program, constituting the value used by the Member to order a Product from the Bingo Shop.

1.15 "Bingo Shop" represents the Online Marketplace where the Member may use Shop Coins in order to acquire any Product featured on the site, considering the value of the Product is less or equal to the Member's Shop Coins balance.

1.16 "Order" shall mean a request made by a Instant Bingo Member for a certain Product from the Bingo Shop.

1.17 "Acquire/ Acquisition" shall be used in terms related to the purchase of Products featured in the Bingo Shop.

1.18 "Payment" for any Product featured in the Bingo Shop shall mean the deduction of a certain amount of Shop Coins based on each Product's value, resulting in the acquisition of the Product.

1.19 "Shop Year" corresponds to the period of time acknowledged as a calendar year (12 months) calculated starting with the Member's birth date.

1.20 "Time Interval" shall be acknowledged as the division of equal timeframes within a Shop Year.

2. Account Rules

2.1 Unless an individual is registered as a Player and holds a Instant Bingo Account, s/he cannot participate in a Game. In order to be registered as a Player, the individual must submit an Application for Registration ("Application"). The Application will require a number of personal details, out of which the following are absolutely needed:

2.1.1 Acknowledgment that the Player is over eighteen (18);

2.1.2 The Player's identity;

2.1.3 The Player's place of residence;

2.1.4 The Player's valid email address.
Every individual applying for Registration warrants that all information provided in this Application form is true and correct. Instant Bingo will not register an individual where that individual has already been registered. Instant Bingo will cancel that individual's Registration as a Player if it becomes aware that the person has provided false information when registering as a Player.

2.2 The person who applies for a Instant Bingo Account acknowledges and accepts:

2.2.1 All definitions and stipulations, as stated under Clause 1 and/or herein;

2.2.2 The Instant Bingo Rules as currently published on the Site, as well as any possible future changes to the Instant Bingo Rules.

2.2.3 Instant Bingo reserves the right to modify the Terms and Conditions without prior notice to the Account Holder. It is the Member’s sole responsibility to check and read our Terms and Conditions in order to stay up to date with any and all possible changes that occur.

2.3 Instant Bingo reserves the right at all times to, at its own discretion:

2.3.1 Decline to open a Instant Bingo Account and/or to close an existing Instant Bingo Account without any explanation whatsoever;

2.3.2 Modify the Account Holder's VIP level at its own discretion and without prior notice, therefore adding or deducting Loyalty Stars accordingly;

2.3.3 Decline to accept deposits without any explanation whatsoever;

2.3.4 Suspend and/or cancel the participation of an Account Holder in promotional activities, competitions or other services, whenever Instant Bingo has legitimate concerns that a Instant Bingo Account is used for illegal, fraudulent or other dishonest practices;

2.3.5 Request documents to verify the identity and the authorization to use a specific Card and/or other facts provided by the Account Holder, before expediting deposits and/or withdrawals;

2.3.6 Transfer and/or license, without prior notice, data regarding a fraudulent Account Holder to any other legal entity, in any country, ultimately managed and controlled by the Instant Bingo Group. Instant Bingo guarantees that the said data is, at all times, transferred and managed in accordance with applicable laws, data protection acts and/or similar;

2.3.7 Transfer and/or license, without prior notice, the rights and the liabilities regarding a fraudulent Account Holder to any other legal entity, in any country, ultimately managed and controlled by Instant Bingo Group, subject to Instant Bingo guaranteeing the liabilities being honored;

2.3.8 Hold and manage funds belonging to Account Holders in accordance with generally accepted guidelines for cash management regarding such funds. This may include a Financial Institution and/or a Payment Solution Provider being entrusted to hold funds in the name of and/or for the benefit of Account Holders;

2.3.9 Forfeit and/or confiscate funds available on a Instant Bingo Account and/or refuse to honor a claim, in the event that, directly or indirectly, the Instant Bingo Rules have been violated and/or other unauthorized activities have occurred in connection with a betting event and/or the operation of a Instant Bingo Account. This is subject to any of the said events in connection with the Instant Bingo Account and/or the claim in question.

2.4 Those who apply for a Instant Bingo Account must warrant that they are not under the age of 18. Minors cannot register and cannot hold a Instant Bingo Account. Instant Bingo reserves the right to request proof of age in order to verify the information provided. Accounts may be suspended until satisfactory proof of age is provided.

2.5 An Account Holder warrants, at all times, not to be:

2.5.1 A resident of Afghanistan, Guinea-Bissau, Somalia, American Samoa, Haiti, Angola, Hong Kong, Sudan, Belgium, Iran, Syria, Burundi, Iraq, Tajikistan, Cambodia, Israel, Turkey, Chad, Libya, Turkmenistan, Chinese Taipei, Martinique, Congo Republic, Monaco, US Virgin Islands, Democratic Republic of Congo, Myanmar, Uzbekistan, Eritrea, Netherlands, Venezuela, France, North Korea, Yemen, French Guyana, Philippines, Zimbabwe, Guadeloupe, Puerto Rico, Guam, Singapore, Bulgaria, Greece, Italy or Romania;

2.5.2 Restricted by limited legal capacity;

2.5.3 Acting on behalf of another party;

2.5.4 Classified as a compulsive gambler;

2.5.5 Using funds originating from criminal and/or other unauthorized activities;

2.5.6 Conducting criminal activities whereby a Instant Bingo Account is directly or indirectly involved;

2.5.7 Holding an active Account with another legal entity that is part of the same group as Instant Bingo, meaning other entities being controlled, directly or indirectly, by Instant Bingo.

2.6 Instant Bingo warrants and represents, at all times, to:

2.6.1 Manage funds belonging to Account Holders in a secure and appropriate manner;

2.6.2 Absorb the cost of, and pay the Betting Duty, as applicable, at the place of Contract;

2.6.3 Manage data regarding an Account Holder in accordance with applicable laws, data protection acts and/or similar;

2.6.4 Not offer contingency to Account Holders to proceed to any funds transferred between Account Holders' Accounts.

2.7 A Instant Bingo Account is opened, held and settled in a currency agreed between Instant Bingo and an Account Holder. All amounts displayed relating to wagers and winnings shall be quoted with the symbol of the agreed currency. Instant Bingo calculates and settles all matters involving exchange rates in accordance with recognized Financial Institutions at currently applicable exchange rates. Slight differences may be observed between agreed amounts and recorded amounts due to variances between exchange rates.

2.8 A Instant Bingo Account does not accrue interest.

2.9 If there is no activity in relation to the account controlled by you for 2 years, we reserve the right to acquire your current nickname. You consent that if your nickname has been acquired after 2 consecutive years of inactivity, it can be utilized by any of our other members. You will still have the right to login and play our online games by using your account ID.

2.10 An Account Holder can own only one Instant Bingo Account at a time. If this rule is breached, Instant Bingo reserves the right to block and/or delete the superfluous Instant Bingo Account(s) held by the Account Holder in breach of this clause. Instant Bingo also has the right to reallocate all the funds in the different superfluous Instant Bingo Accounts to a single Instant Bingo Account and to delete the remaining superfluous Account(s). No Bonus given to the superfluous Instant Bingo Account(s) will be reallocated. If an act of fraud is detected on a Member's Account, Instant Bingo will block the Account and freeze the funds, and the Member will be permanently excluded from the Instant Bingo Group Network. No payout will be due to the Member.

2.11 Any claim regarding a transaction in conjunction with a Instant Bingo Account shall be made to Instant Bingo within six (6) months after the transaction, payment and/or settlement took place, or should have taken place. Otherwise, Instant Bingo reserves the right, at its own discretion, not to consider the claim.

2.12 Regarding disputes, it is advisable that the Account Holder lodges a complaint with Instant Bingo's Customer Service. The parties should do their utmost to reach an amicable settlement within a reasonable time.

2.13 Whereupon a dispute should occur between Instant Bingo and the Account Holder, Instant Bingo will have a transactions record set at the Account Holder's disposal. Such information will also be made available to a legitimate third party (e.g. a judge or court) if Instant Bingo so wishes or agrees.

2.14 The complaint must contain clear and unequivocal information about the complainant's identity, and shall give all the relevant details that gave rise to the complaint.

3. Payment Rules

3.1 Deposits to and withdrawals from a Instant Bingo Account will be made only via a Financial Institution or a Payment Solution Provider. Procedures, along with Terms and Conditions, may vary from time to time, as well as between different countries and different Financial Institutions. Current advice is available when logged in on the Site under the headings "Deposit" or "Withdrawal", under the "Cashier" section.

3.2 Instant Bingo shall keep Account Holders' funds separately from Instant Bingo's own funds, in an Account Holder's Account opened with a Financial Institution.

3.3 Before making any payment out of a Instant Bingo Account, Instant Bingo will verify the Account Holder's identity, age and place of residence.

3.4 Instant Bingo may appoint a Payment Solution Provider to act, receive deposits, hold and manage funds, and/or expedite withdrawals on behalf of Instant Bingo.

3.5 Instant Bingo does not accept cash funds sent or delivered directly to Instant Bingo.

3.6 Instant Bingo shall credit to the Instant Bingo Account all funds received by Instant Bingo from or on behalf of the Account Holder, or owed by Instant Bingo to the Account Holder.

3.7 An Account Holder may make a deposit only with his/her personal Card.

3.8 Instant Bingo shall not accept a wager from an Account Holder unless a Instant Bingo Account has been established in the name of the Account Holder, and it is shown that there are adequate funds in the Instant Bingo Account to cover the amount of the wager, or funds necessary to cover the amount of the wager are provided in an approved way.

3.9 Instant Bingo shall not deal with the amount standing to the credit of an Account Holder, except:

3.9.1 To debit to the Instant Bingo Account a wager made by the Account Holder or an amount the Account Holder indicates s/he wants to wager in the course of a Game s/he is playing or about to play;

3.9.2 To remit funds standing to the credit of the Account to the Account Holder, at the Account Holder's request;

3.9.3 To pay reasonable bank charges for received deposits and funds withdrawn.

3.10 Withdrawals from a Instant Bingo Account are made through payments addressed to the Account Holder or transferred to a bank Account held in his/her name, as advised by the respective Account Holder.

3.11 Regarding withdrawals, Instant Bingo reserves the right to charge an administrative cost as indicated on the Site, based on the exact cost charged by the Payment Provider.

3.12 An "Inactive Account" is an Account in which a Member has not logged into or logged out of for a period longer than 12 months consecutive. Inactive Accounts will be temporarily disabled, and the amount in Bonuses will expire if there is no activity in the Account for six (6) months or more. Instant Bingo reserves the right to close the Account once it has reached zero balance.

4. Security Rules

4.1 Instant Bingo upholds strict confidentiality regarding all relations with an Account Holder. Data will be disclosed if required by the governing authority, a judge or another public authority. Data can be disclosed to a third party for investigation purposes if the Account Holder violates Instant Bingo Terms and Conditions.

4.2 Once the Account is created, the Account Holder is given a personal Account ID. The Account Holder chooses a password and nickname, and it is the Account Holder's own responsibility not to share this information. If the Account Holder has reason to believe that others have become party to this information, the Account Holder should immediately contact Instant Bingo's Customer Service and a new password will be issued.

4.3 All telephone communications between Account Holders and Instant Bingo are recorded for security, training purposes and/or Accounting purposes.

4.4 All Internet communications are kept on record for Accounting purposes.

4.5 Card deposits may, from time to time, be partially and/or fully declined, subject to certain security systems managed in collaboration with a Payment Solution Provider and/or a Financial Institution. Such security measures may decline legitimate Cards, which nevertheless, at a particular time, are not possible to process. Instant Bingo personnel do not control the said systems; however, they will offer assistance as necessary and suggest alternative options.

4.6 Certain documents verifying the identity of the Account Holder may be required before expediting deposits and/or withdrawals, along with the authorization to use a specific card. These procedures may cause slight delays.

4.7 The use and abuse of a bug in any of the gaming software provided on the Instant Bingo platform is illegal. If a Member detects a bug in the gaming software, s/he must immediately inform Instant Bingo by sending an e-mail at support@instantbingo.ag. Instant Bingo  shall take all necessary steps in case of a use and/or abuse of a bug by blocking the Member's Account, freezing his/her funds and, if the case, taking legal measures.

4.8 The Account Holder can use only one Bonus per household/IP address. In case of Bonus abuse, the Bonus will be forfeited and any funds on the Account shall be frozen.

5. Privacy Policy

5.1 Instant Bingo adheres to the Data Protection Act and other relevant regulations, legal notices and/or similar at the Place of the Contract taking Account of the Data Protection System. Furthermore, Instant Bingo has adopted the best practices regarding the principles of e-mail communication with Account Holders.

5.2 All the aforementioned information has been established in order to assure Account Holders their personal data is, at all times:

5.2.1 Processed in accordance with the rights of the Account Holder concerned;

5.2.2 Processed fairly and lawfully;

5.2.3 Obtained only for a specific and lawful purpose;

5.2.4 Adequate, relevant and not excessive to its purpose;

5.2.5 Accurate and updated;

5.2.6 Kept in a secure manner;

5.2.7 Not kept longer than necessary for its purpose;

5.2.8 Not transferred to jurisdictions not adhering to the aforementioned Directives;

5.2.9 Utilized for marketing purposes based on the so-called opt-in principle.

5.3 Instant Bingo discloses personal data when required to do so by order of the Governing Authorities and/or under legal provision contained in the Governing Law. For fraud detection and control purposes, the Account Holder agrees that Instant Bingo has the right to transfer his/her personal data to third parties, including so-called AVS service providers and other partners. Furthermore, Instant Bingo reserves the right to disclose personal data to relevant recipients when Instant Bingo has reasonable grounds to suspect irregularities that involve a Instant Bingo Account.

5.4 Instant Bingo reserves the right to process personal data for Customer Relationship Management purposes. However, only Account Holders who have agreed to the opt-out will receive marketing material.

5.5 The Account Holder has the right to require access to his own personal data and/or has the right to correct and/or erase wrong and/or inappropriate data. Queries regarding data privacy can be sent to support@instantbingo.ag.

5.6 As a member, you accept that we authorize our games that you play to interact with all social media networks and you are granting us permission to use any part of the information that the specific social network shares with you and us. You also bestow your consent for us to identify you personally. You are also granting us the right to allow your social network contacts to access you so that you can play socially. Our objective is to make our Games more enjoyable for you and for other members that play them on that specific social network. If these practices are not acceptable to you, you should not allow our games to interact with your social network.

5.7 The Instant Bingo website uses cookies for the following purposes:

5.7.1 To identify the Account Holder's preferred language so it is automatically selected when the Account Holder returns to Instant Bingo;

5.7.2 To ensure the bets the Account Holder places are associated with the Account Holder's betting coupon and Account;

5.7.3 To ensure the Account Holder receives any Bonuses for which s/he is eligible;

5.7.4 In order to allow the analysis of Instant Bingo website traffic, which is needed in order to make suitable improvements, the use of cookies is compulsory. For additional information on the Instant Bingo use of cookies, please ask for support via e-mail at support@instantbingo.ag.

5.8 Except for the situations noted above, e-mail addresses and other private information collected by Instant Bingo will not be shared, rented or sold to any third party.

6. Cookies Policy

6.1 Instant Bingo uses cookies to analyze incoming website traffic for a better user experience. For additional information on the Instant Bingo use of cookie policy, please ask for support via e-mail at support@instantbingo.ag

7. Spam Policy

7. 1 Introduction
Instant Bingo’s email marketing practices follow a zero tolerance anti-spam policy. Read below to learn more.

7. 2 Definition of spam
Spam is commonly known as commercial or unsolicited bulk email. These email messages are often intrusive, irrelevant and offensive to the receiver because they are unanticipated. 

7. 3 How Instant Bingo avoids spamming
Instant Bingo uses the highest quality marketing tools to ensure the sending of e-mail marketing campaigns have the end-receivers full consent. We implement our anti-spam policy in the following ways:

7.3.1 Notification and Agreement: In order to register an account on Instant Bingo the Member must consent to the Terms of Use. The Terms and Use state that Members  will receive promotional and notification e-mails. Any Instant Bingo Member that wishes not to receive such e-mails has the option to opt-out. 

7.3.2 Unsubscribe: Each e-mail sent by the Instant Bingo team contains an unsubscribe link where Members can unsubscribe from our database. Members can confirm they have unsubscribed by clicking on the activated link. 

7.3.3 Purchased Email Lists: Instant Bingo established a zero tolerance policy on e-mail purchase practices and does not consent to the acquisition of mailing lists from third parties; all of our subscribers are Members who have opted-in and acknowledged the Terms and Conditions; 

7. 4 Laws Pertaining Spam
Laws pertaining to spam change from country to country. Instant Bingo welcomes players from around the world and we execute our spam policy to the highest standards worldwide. As a direct result of our policy we act on the following practices at Instant Bingo:

7.4.1 The use and altercation of false headers and other false information to hide the true origin of the e-mail sender. 

7.4.2 The unauthorized use of a third party’s domain name to mask the origin of an e-mail. 

7.4.3 The use of false and misleading information in the subject of an e-mail.

7.4.4 Assisting a person in using the products or services of Instant Bingo for any of the aforementioned activities.  

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8. Responsible Gaming/Gambling

8.1 An Account Holder may set a limit on the amount s/he may wager within a specified period of time.

8.2 If Instant Bingo concludes to the fact that an Account Holder’s gambling activity causes him/her financial or personal difficulties, Instant Bingo shall then reserve the right to close the respective Account.

8.3 Be advised that remote gaming, including gambling, can be addictive.

9. Bingo

9.1 General dispositions:

9.1.1 Instant Bingo is an online bingo service utilizing bingo software licensed by Parlay Entertainment.

9.1.2 Instant Bingo is authorized by Parlay Entertainment to represent, promote and market bingo services.

9.1.3 Instant Bingo is authorized by Parlay Entertainment to receive, hold and pay funds to an Account Holder for the purpose of transactions and settlements with Instant Bingo.

9.1.4 Instant Bingo does not accept nor acknowledge any liabilities whatsoever for transactions conducted to, from and/or with Bingo, except for funds being received, held and/or paid to and/or from a Instant Bingo Account in conjunction with arrangement with Instant Bingo. The present Games Rules are an integral part of the Instant Bingo Rules.

9.2 Definitions:

9.2.1 "Bingo Games" are single and multi-part pattern Games in the Bingo client. "Bingo" or the "Bingo Games" shall mean the web-based Bingo Game offered and operated by Instant Bingo, including, but not limited to additional functionalities, such as Chat Functionality. "Bingo" shall not include any Games offered as a side feature to the Bingo Game. Such Games shall be governed solely by the Instant Bingo Rules and by the Games Rules that can be found on the Site.

9.2.2 "Side Games" are all other Games next to Bingo, such as Video Poker, Keno, Pull Tabs, Slot machines.

9.2.3 The web browser application opened by the Account Holder in order to play the Bingo Games is known as "Client Application."

9.2.4 "Software" refers to all software used by Instant Bingo to offer and operate the Bingo Games and to run the Client Application. Any reference to the "Company" in the present Bingo Rules should be understood as a reference to Instant Bingo. "Prize" shall mean the amounts, Bonuses or rewards that can be won by the Account Holder by playing.

9.3 Eligibility

9.3.1 Bingo Games can be played only by Account Holders who make deposits. Players who did not make a deposit will be allowed to play in a selected number of rooms only.

9.3.2 Participation in Bingo Games is available only to Account Holders who are at the age of majority in the Account Holder's jurisdiction. The Account Holder acknowledges that he/she is resident in a jurisdiction where such activity is legal. Participation in Bingo Games activities is considered void wherever prohibited by law. Such voidances shall however not affect any stakes or payments made to and accrued for the benefit of the Company.

9.3.3 The Company's employees, its licensees, distributors, wholesalers, subsidiaries or other agencies, retailers and members of the immediate families of each are not eligible to participate in Bingo Games. The so-called "house players" are prohibited on the Instant Bingo Network.

9.4 Other conditions

9.4.1 By launching or re-launching the Client Application and by playing or replaying a Bingo Game, the Account Holder represents, warrants and certifies that it is impossible to achieve full freedom from errors or incompleteness with respect to the Software or Client Application. Should the Account Holder become aware that the Software or Client Application contains such errors or incompleteness, the Account Holder shall refrain from taking any advantage whatsoever. S/he should keep such errors or incompleteness confidential, and under no circumstances inform any third party. In addition, upon becoming aware of such error or incompleteness, the Account Holder shall promptly notify the Company in writing. Should the Account Holder fail to fulfill any of the undertakings under this clause, the Company, or anyone appointed by the Company, shall be entitled to full compensation for all costs, including costs for rectifying the Software or Client Application that may be the result of the error or incompleteness in question and the Account Holder's or Player's failure to notify the Company. In addition to any other remedy available under law or equity, the Company reserves its right to block and/or subtract funds from the Account Holder's Instant Bingo Account. This will happen should the Account Holder fail to comply with the above, without prior notice and with the purpose of partially or entirely covering the damages suffered or threatened to be suffered by the Company.

9.4.2 The Account Holder is not required to participate in Bingo Games and such participation, if elected by the Account Holder, is at the Account Holder's sole option, discretion and risk. Materials related to the Bingo Games (whether electronically obtained or by other means) are automatically voided if counterfeited, mutilated, forged, altered or tampered with in any way, if illegible, mechanically or electronically reproduced, obtained outside authorized legitimate channels or if they contain printing, production, typographical, mechanical, electronic or any other errors. Any and all materials submitted for Prize claims become the property of the Company and will not be returned. The Company is not responsible for lost, late, illegible, incomplete, damaged, mutilated, misdirected, or postage due mail, requests, Prize claims or entries. Liability for materials of the Game containing any error is limited to replacement. Taxes, if any, on any Prize is the Account Holder's sole responsibility. The Account Holder consents to allow the Company to use his/her name for advertising and promotional purposes without additional compensation except where prohibited by law. The Account Holder acknowledges compliance with all Rules herein. The Company makes no representations or warranties, implicit or explicit, as to the legal right for the Account Holder to participate in the Bingo Games nor shall any of the Company's employees, licensees, distributors, wholesalers, affiliates, subsidiaries, advertising, promotion or other agencies, media partners, agents or retailers have the authority to make any such representations or warranties.

9.4.3 The Company shall not be required to keep track of nicknames or passwords. If the Account Holder misplaces, forgets or loses his/her password, or shares it with anyone, the Company will not be responsible and will not be held liable for any claims regarding the Instant Bingo Account in question.

9.5 The Account Holder agrees and becomes a party to the Instant Bingo Rules and Bingo Rules. Once the individual enters the Site and opens an Account, plays Bingo Games or accepts Prizes, the Account Holder hereby warrants and certifies all of the following: 

9.5.1 The Account Holder fully understands, agrees to, respects the Instant Bingo Rules and Bingo Rules contained herein and acknowledges that the regulations, Rules and Terms and Conditions may be submitted to change;

9.5.2 The Account Holder shall not allow any other person or third party including, without limitation, any minor, to use the Account Holder's Account, access and/or use any materials or information from the Site, accept any Prize, or participate in Bingo Games;

9.5.3 The Account Holder has the full, complete and unrestricted legal right to take part in the Game if participation in the Bingo Games is not prohibited in the Account Holder's jurisdiction;

9.5.4 The Account Holder does not find the Bingo Games or the Site to be offensive, objectionable, unfair or indecent;

9.5.5 The Account Holder shall hold the Company, its employees, officers, directors, licensees, distributors, wholesalers, affiliates, subsidiaries, advertising, promotion or other agencies, media partners, agents and retailers harmless and shall fully indemnify the same from any and all costs, expenses, liabilities and damages whatsoever (including consequential and indirect damages such as loss of reputation, loss of income, lawyers' costs etc.), that may arise as a result of the Account Holder's entry, use or re-use of the Site, the Client Application, any materials on the Site, participation in the Bingo Game or in the Chat Functionality, or the acceptance of any Prize.

9.5.6 Under no circumstances, including, but not limited to negligence, shall the Company, its Software and Client Application supplier, subsidiary companies or affiliates be liable for any direct, indirect, incidental, special or consequential damages that result from the use of, or the inability to use the Company's Bingo Games, Client Application and/or materials. The Account Holder specifically acknowledges and agrees that the Company is not liable for any defamatory, offensive or illegal conduct of any Account Holder. If the Account Holder is dissatisfied with any Company service related to the Bingo Games, or with any of the present Bingo Rules, the Player's or Account Holder's sole and exclusive solution is to discontinue using Bingo Games.

9.6 Regarding disputes concerning Bingo Games, the Account Holder must submit any complaint to the Company's Customer Service Department. In the event of a discrepancy between the result shown on the Account Holder's Client Application and the Company's Bingo Software, the result shown on the Bingo Software shall be the official and governing result of the Bingo Game.

9.7 Miscellaneous

9.7.1 An Account Holder is not permitted to have more than one Account. If a Member is detected as having more than one Account, the Company has the right to block and/or to confiscate any winnings on superfluous Accounts and/or reallocate all funds to one of the Accounts and to delete the superfluous Account(s). No Bonus given to the superfluous Account(s) will be reallocated to the remaining Account.

9.7.2 The Account Holder understands that the term "Instant Bingo" is the trademark, service mark and trade name of the Company, and that s/he obtains no rights to such terms, nor any other terms, graphics, text, concepts or methodologies by using the Site, the Client Application and the material contained therein.

9.7.3 The Account Holder's interest regarding Bingo Games and the Site is personal, and not professional. Any other entrance, access, use or re-use of the Bingo Games or the Site by the Account Holder is strictly prohibited.

9.7.4 The Account Holder has the obligation to review the stated Bingo Rules periodically, not less than once per month.

9.8 Bingo Game's description:

9.8.1 A new Bingo Game is played every other minute, as rooms have several Bingo Games. However, the Company reserves its right to change, decrease or increase the frequency of the Bingo Game.

9.8.2 A new ball is called approximately every six (6) seconds, but the Company reserves its right to change, decrease or increase the frequency of the Bingo Game.

9.8.3 There is one (1) minimum card purchase per Game and a maximum purchase of 48 cards per Game, depending on the Game itself. But the Company expressly reserves its right to change, decrease or increase the available amount of Bingo tickets per Bingo Game.

9.8.4 Bingo is played in "Auto Daub" mode, whereby Players will always be notified of a winning Bingo card. Even if the Account Holder does not use the "Auto Daub" mode, winnings will automatically be allocated to the Account Holder.

9.8.5 The Company is entitled to offer "Pre-Order/Pre-Buy" purchases. If this happens, the Account Holder shall purchase a number of cards for a Bingo Game to be played at a given time in the future.

9.8.6 The purchase of all cards is final. If there is more than one winning card, the Prizes will be equally split among the winners.

9.9 The Company reserves the right to cancel the Account Holder's Account for any reason whatsoever, at any time, without notice. The Company reserves the right, in its unfettered discretion, to void any winnings and confiscate any balance in the Account Holder's Account in any of the following circumstances:

9.9.1 If the Account Holder has more than one Account;

9.9.2 If the Account Holder has provided incorrect or misleading Registration information;

9.9.3 If the Account Holder is not of legal age;

9.9.4 If the Account Holder has allowed or permitted (intentionally or unintentionally) someone else to play on his/her Account;

9.9.5 If the Account Holder has not played the Bingo Game on an individual basis and for personal entertainment only;

9.9.6 If the Account Holder is found cheating or if it is determined by the Company that the Account Holder has employed or made use of a system (including machines, computers, software or other automated systems) designed or suitable to defeat the Software and the Client Application.

9.10 The Account Holder is explicitly advised that the Software and the Client Application do not prevent an Account Holder from playing a Bingo Game when no other Account Holders are present. As a result, the Account Holder will obtain a Prize equal to the Account Holder's stake minus the winnings, which the Company allocates to itself. The Account Holder should therefore refrain from playing a Bingo Game when no other Account Holders are participating.

10. Bonuses

10.1 A "Bingo Bonus" or "Bingo Buck", ("BB" or "Bonus") represents a free value that can be awarded by the Company to the Account Holder based on his/her deposits, as a Prize for playing Chat Games in the Chat rooms as well as for other Promotions.

10.2 The Company provides different types of Bonuses. The Sign-Up Bonus will be credited after the profile information has been completed and the e-mail has been validated. The First deposit Bonus will be credited upon completion of a first successful deposit and, on each further deposit, the Company may credit other Bonuses based on daily or VIP Promotions. If all Rules apply after a successful first deposit, Bonuses and Chat Game Bonuses become immediately available.

10.2.1 Sign-Up Bonus Promotions ("Sign-Up Promotions") will be credited only once and will be awarded according to the received promotion. Players are not entitled to receive two simultaneous Sign-Up Promotions. Instant Bingo will credit only the first one to which the Account Holder was referred; all other Sign-Up Promotions will become void.

10.2.2 Winnings earned from the Sign-Up Bonus cannot be redeemed or exchanged for a Prize (with the exception of special promotions, which will have a dedicated Code).

10.2.3 Once the Member makes the first deposit, previous winnings made from Sign-Up Bonuses will be voided, as they are considered free and have no actual value.

10.2.4 The "Cash Back Bonus" is a monetary reward representing a certain amount of the deposit money that has been put into the Games, which can be claimed back by the Member.

10.2.5 Cash Back Bonuses shall be credited only in cases where the Member lost the corresponding deposit.

10.2.6 All Bonus money will be cleared from an Account if there has been no activity for six (6) months in a row.

10.3 Winnings earned from Games in the form of BBs (Bingo Bonus) will be awarded only to Account Holders who meet the following requirements: 

10.3.1 If the Account Holder played the minimum amount of cards, depending on the room she/he is playing in. 

10.3.2 If the Account Holder placed a deposit within the minimum amount of days depending on their level;

10.3.3 If the Account Holder has NO pending payouts;

10.3.4 If the Account Holder has NO redemption flow-backs in the last 48 hours; if a deposit is made prior to 48 hours, the player is still entitled to receive the BBs;

10.3.5 If the Account Holder has made a deposit after a payout;

10.4 The limit of BBS is a percentage of the Account Holder’s last deposit based on his/her level, as follows: 

10.4.1 Basic level Members have a 50% BBS limit if they have placed a deposit within the last 10 days;

10.4.2 Rookie, Steel and Bronze level Members have a 100% BBS limit if they have placed a deposit within the last 10 days; 

10.4.3 Silver level Members have a 200% BBS limit if they have placed a deposit within the last 10 days; 

10.4.4 Gold level Members have a 200% BBS limit if they have placed a deposit within the last 12 days; 

10.4.5 Platinum level Members have a 300% BBS limit if they have placed a deposit within the last 12 days;

10.4.6 Prince/Princess level Members have a 300% BBS limit if they have placed a deposit within the last 15 days; 

10.4.7 King/Queen level Members have access to unlimited BBS if they have placed a deposit within the last 15 days; 

10.4.8 Champion and Master level Members have access to unlimited BBS if they have placed a deposit within the last 17 days; 

10.5 Unlimited BBs Rules

10.5.1 Winnings earned from the ‘Unlimited BBs’ game in the form of BBs (Bingo Bonus) will be awarded only to Account Holders who meet the following requirements: 

10.5.1.1 If the Account Holder played the minimum amount of cards, depending on the room s/he is playing in;

10.5.1.2 If the Account Holder placed a deposit within the minimum amount of days depending on their level;

10.5.1.3 If the Account Holder has NO pending payouts;

10.5.1.4 If the Account Holder has NO redemption flow-backs in the last 48 hours; if a deposit is made prior to the 48 hours, the player is still entitled to receive the BBs;

10.5.1.5 If the Account Holder has made a deposit after a payout.

10.6 Jet Set Bonus Rules

10.6.1 The ‘Jet Set Bonus’ will be awarded as a Prize only to Account Holders who meet the following requirements: 

10.6.1.1 If the Account Holder played at least 3 cards;

10.6.1.2 If the Account Holder placed a deposit within the minimum amount of days depending on their level;

10.7 Minimum Amount of Cards 

10.7.1 In order to receive BBs, Account Holders must purchase the following quantity of cards pertaining to each bingo room:

10.7.1.1 Nickels Room: 10 (ten) cards at the cost of $0.05 per card;

10.7.1.2 Crazy Room: 10 (ten) cards at the cost of $0.10 per card;

10.7.1.3 Dollar Room: 2 (two) cards at the cost of $1 per card;

10.7.1.4 Desperate Housewives Room: 5 (five) cards at the cost of $0.20 per card;

10.7.1.5 Fair & Square Room: 10 (ten) cards pack at the cost of $2.50 per pack and/or $3 per pack for coverall games;

10.7.1.6 Quarters Room: 4 (four) cards at the cost of $0.25 per card;

10.7.1.7 Jet Set Room: 3 (three) cards at the cost of $0.75 per card;

10.7.1.8 Supernova Room: 2 (two) cards at the cost of $3 per card;

10.7.1.9 Blackout Room: the number of cards that must be purchased depends on the game played within this room, as follows:

10.7.1.9.1 If the card cost  is $0.05 then Nickels Room rules apply;

10.7.1.9.2 If the card cost is $0.10 then Crazy Room rules apply;

10.7.1.9.3 If the card cost is $0.20 then Desperate Housewives Room rules apply;

10.7.1.9.5 If the card cost is $0.25/$0.5 then Quarters Room rules apply;

10.7.1.9.6 If the card cost is $0.75 then Jet Set Room rules apply;

10.7.1.9.7 If the card cost is $1.00 then Dollar Room rules apply;

10.7.1.9.8 If the card cost is $3.00 then Supernova Room rules apply;

10.7.1.10 Afterhours Room: the number of cards that must be purchased depends on the game played within this room. Same rules as for Blackout Room apply. 

10.8 Refer a Friend Program 

10.8.1 Instant Bingo Refer a Friend program is a promotional activity in which a Member can earn bonuses by referring a new Member. The new Member must make a deposit in order for the promotion to be authorized. Participation in the Refer a Friend program requires the Member to agree to the Refer a Friend Terms and Conditions. 

10.8.2 All referrals provided by the Member must be over the age of 18. 

10.8.3 The Member can only refer friends that are not currently members of Instant Bingo and have never deposited on the Site.

10.8.4 There is no set limit to how many referrals a Member can provide. Referrals must meet the requirements stated below. 

10.8.5 Members are not permitted to refer other existing Instant Bingo Members to the Refer a Friend program.

10.8.6 In order to receive the bonus that is offered through the Refer a Friend program, the referred Member must not already have an Account at Instant Bingo and must create a new one.

10.8.7 In order to receive a referral bonus, each of the following requirements must be met: 
(i) The Member must log into his/her Instant Bingo Account;
(ii) The Member must  send the referral invitation using the Site’s provided mailing services; 
(iii) The referral(s) who click(s) the link contained in the email must create a Instant Bingo Account and make an initial deposit; 

10.8.8 Once all requirements have been fulfilled, the Member will then receive a 25% bonus that can be redeemed for a period of 120 days from the referred registration. 

10.8.9 Closure of a Member Account before all requirements have been met or before the Refer a Friend bonus has been credited to a Member Account will render the Refer a Friend bonus void  for both the Member and the referral. 

10.8.10 Instant Bingo reserves the right to modify or change the Refer a Friend program, temporarily or permanently, with or without notice. 

10.8.11 Instant Bingo shall not be held liable for any modification, suspension or discontinuance of the Refer A Friend program.

10.9 All Bonus money will be cleared from an Account if there has been no activity for six (6) months in a row. 

10.10 Instant Bingo does not tolerate the abuse of Bonuses. Any Bonus abuse will result in the closing of the Account. 

10.11 Instant Bingo reserves the right to allow Bonus abusers in the system if the Player remains active but will no longer take advantage of Bonus promotions or Chat Bonuses. In such cases, the maximum deposit Bonus available is 10%, the Accounts will be downgraded back to the first VIP level "Bingo Basic", and the standard rules will apply to them. 

10.12 Since Instant Bingo is aware of the fact that some free Bonus links may be posted on other sites or on other forums and that players may send the information received from the website to others, should there be enough grounds to prove that a Player has not received that particular Promotion through exclusive means and that the Bonus was already credited and/or used, the payout requests will not be honored. This applies regardless of having met wagering criteria or not.

10.13 An Account Holder's identity will be determined on a basis of all information, or on a combination of the following information: name, mailing address, email address, IP address, credit/debit card number, computer and any other type of identification that may possibly be required. Thus, an Account Holder is eligible only for promotions/Bonuses on one Account across the Instant Bingo Network and will count only for the first Account created.

11. Happy Hour Promotions

11.1 At any given time, Instant Bingo may feature Happy Hours ("HH"), which are mainly time - limited and offer an extra Bonus or Prizes on the daily promotion.

11.2 Happy Hours Promotions may be announced in the bingo rooms or displayed as pop-up messages.

11.3 Following a HH, the Account Holder can simply make a deposit and contact the Customer Support Department, so that Instant Bingo can make the necessary adjustments.

11.4 HH Promotions apply only for deposits made within the timeframe announced and can be redeemed up to one hour from the time of the deposit.

11.5 Whether or not announced, all regular Bonus Rules apply on every HH promotion.

12. Terms and Conditions for Bingo Shop Use

12.1 The Members undertake that:

12.1.1 All details the Member provides to Instant Bingo for the purpose of ordering or acquiring Products or services are correct;

12.1.2 The Instant Bingo Account used by the Member is his/her own;

12.1.3 There is a sufficient number of Shop Coins to cover the cost of the Products or services ordered.

12.2 It is the Member's responsibility to inform Instant Bingo in case there are any changes to his/her personal information prior to any Orders placed on the Bingo Shop.

12.3 Products may be acquired using the entire Shop Coins balance, except for the situation when the Member has any pending withdrawal requests, thus the Shop Coins corresponding to the withdrawal amount shall not be available within the Shop.

12.4 The Time Intervals for Member's access to the Shop will be calculated taking into Account his/her birthday as set in the Account Information form, even if the date was prior to the Shop launch. In accordance with his/her VIP level, a Member's access to the Shop coincides with the beginning of a full Time Interval. This also grants him/her access to future Shop Orders placed at equal intervals, starting with his/her birthday from that moment forth.

12.5 The Member loses his/her privilege to acquire Products when the Time Interval allocated to his/her VIP level has been surpassed. The number of products a Member can acquire during a year, as stated for his/her level in the VIP program, is not reported to the subsequent year.

12.6 The accumulation of VIP Stars shall consequently lead to the increase of the VIP level and, subsequently, to the addition of the same number of Shop Coins in the Member's balance.

12.7 The deduction of a certain number of VIP Stars shall consequently lead to the deduction of the same number of Shop Coins from the Member's balance. The deduction of Shop Coins after an acquisition does not lead to the deduction of any number of VIP Stars from the Member's balance.

12.8 Products shall not be available for a retroactive acquisition.

12.9 Irrespective of his/her VIP level, the Member's increase or decrease in VIP level shall lead to a recalculation of the number of Products the Member is entitled to acquire within the remaining Time Intervals of the respective Shop Year.

12. 10 Order Process:

12.10.1 Acquiring any Product from the Shop is only available for Members who have a Platinum VIP level or higher. Any Member has the possibility of increasing the VIP level in order to acquire the Products featured on the Shop. For more details, Members are asked to visit "Stars Addition" page while logged in on the site.

12.10.2 A Member can order a limited number of gifts throughout one year, as follows:

12.10.2.1 Platinum VIP level Members are entitled to 1 (one) Product/ once per year;

12.10.2.2 Prince VIP level Members are entitled to 1 (one) Product/ twice per year;

12.10.2.3 King VIP level Members are entitled to 1 (one) Product/ four times per year;

12.10.2.4 Champion VIP level Members are entitled to 1 (one) Product/ six times per year;

12.10.2.5 Master VIP level Members are entitled 1 (one) Product/ twelve times per year.

12.10.3 Non-acceptance of the Member's Order may be due to any one or more of the following non-exhaustive reasons:

12.10.3.1 The Product the Member ordered is out of stock;

12.10.3.2 Instant Bingo has identified a value or Product description error;

12.10.3.3 There is a system or procurement failure.

12.10.4. In case a Product ordered is not available and it was not stated so on the website, Instant Bingo shall cancel the Order, inform the Member immediately and, if applicable, reimburse any Shop Coins spent without delay.

12.10.5 The Member may cancel his/her Order at any time prior to the Order being processed. The annulment of the order may be requested through a cancellation email at support@instantbingo.ag.

12.10.6 Once Instant Bingo receives the request from the Member to cancel the Order submitted, any amount of Shop Coins debited by Instant Bingo from the Member's Account in relation to the Member's Order shall undergo a repayment process as soon as possible.

12.10.7 Once the Order has been processed, the Member will be unable to cancel or amend it.

12.10.8 Instant Bingo reserves the right, at all times, to, at its own discretion, decline an order without any explanation whatsoever.

12.11 Price and Payment

12.11.1 The value of each Product featured on the Bingo Shop is measured in Bingo Coins.

12.11.2 The payment for any Product shall consist in the deduction of a certain amount of Shop Coins, based on each Product's value.

12.11.3 The number of Shop Coins needed in order to acquire a Product is displayed on the Bingo Shop.

12.11.4 All Product values include the cost of shipping expenses, custom taxes, exchange rate differences and miscellaneous costs which Instant Bingo (or any third party acting on Instant Bingo's behalf) will incur in providing the Bingo Shop Product.

12.11.5 Payment shall be made upon the submission of the Member's Order.

12.11.6 The value of Products is liable to change at any time. However, changes will not affect Orders which have come into force.

12.11.7 By converting Shop Coins into acquired Products, the Member gives his/her consent upon having his/her personal data (including, but not limited to the Member's name, e-mail address, postal address and telephone number) registered and administered by a third-party supplier ('Product Provider') to enable the Product Provider to fulfill the Member's Order.

12.11.8 By acquiring a Product from the Bingo Shop, the Member gives his/her consent upon having his/her personal data used for marketing purposes.

12.12 Delivery Policy

12.12.1 Upon processing the Order, the Product shall be delivered in a matter of maximum 6 (six) weeks. The delivery is calculated from the moment the Order has been processed.

12.12.2 Products shall be sent to the delivery address recorded on the Member's Instant Bingo Account and stated in the Order Confirmation dispatched on successful completion of the Order process.

12.12.3 Instant Bingo shall use reasonable endeavors to deliver Products as fast as possible and shall inform the Member about the estimated delivery date. However, Instant Bingo cannot guarantee delivery by the relevant date.

12.12.4 All parcels shall be delivered by a carrier and shall require a signature on delivery. If the Member is not at home when the carrier attempts to deliver the parcel, the carrier shall leave a card with a contact number for the Member to arrange a new delivery date, in which case the Member becomes liable for any additional delivery costs.

12.12.5 Instant Bingo provides item transportation only to the door of the Member, in-home delivery and placing in specific rooms for heavy items, implying an additional cost supported by the Member.

12.12.6 Due to the engagement with multiple suppliers, Instant Bingo shall not be liable for any damage of the products in the delivery process.

12.12.7 The Member is fully responsible for the Product from the moment of delivery and forward. Ownership of the Product shall only pass to the Member upon parcel delivery.

12.12.8 Members must be informed that Instant Bingo reserves the right to decline the delivery of Products in certain countries.

12.13 Product warranties:

12.13.1 Certain items in the Bingo Shop are provided by Product Providers. This being the case, the Member acknowledges and agrees that such items are Provider Products and that Instant Bingo accepts no liability in relation to the items, their delivery, or the Member's use of the items.

12.13.2 The Member can have the benefit of certain statutory consumer and other legal rights (and obligations) in relation to the Member's receipt and use of such Products, in which case the Product Provider shall normally be fully responsible for provision of required information on the existence and exercise of such rights.

12.14 Returns Policy:

12.14.1 All purchases are non-exchangeable, non-refundable, non-transferable and non-returnable.

12.14.2 By converting Shop Coins into Products featured in the Bingo Shop, the Member agrees to accepting the relevant item "as is" and that there is no right to a cash alternative or exchange unless Instant Bingo, in its sole discretion, elects to offer such a cash alternative or exchange, which may be less than the full value of the Product. Instant Bingo reserves the right, at any time, to substitute any Product with one or more items of substantially equivalent value. This measure will be enforced, in particular, if it is impractical or unduly costly to deliver a particular Product to a Member’s geographical location, or if a third party is unable to supply the item.

12.15 "Force majeure event" means:
(i) any event which is beyond our reasonable control;
(ii) the unavailability of raw materials, components or Products;
(iii) power failure, industrial disputes affecting any third party, governmental regulations, fires, floods, disasters, civil riots, terrorist attacks or wars.

12.15.1 Where a force majeure event gives rise to a failure or delay in Instant Bingo performing the obligations under the present terms, those obligations shall be suspended for the duration of the force majeure event.

12.15.2 In case Instant Bingo becomes aware of a force majeure event which gives rise to, or which is likely to give rise to any failure or delay in performing the obligations under these terms, Instant Bingo shall notify the Member forthwith.

12.15.3 Instant Bingo shall take reasonable steps to mitigate the effects of the force majeure event.

12.16 Limitations of Liability:

12.16.1 TO THE FULLEST EXTENT PERMITTED BY LAW, Instant Bingo IS PROVIDING THIS SHOP AND ITS CONTENTS AN 'AS IS' BASIS AND MAKES NO (AND EXPRESSLY DISCLAIMS ALL) REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, WITH RESPECT TO THIS SITE OR THE INFORMATION, CONTENT, MATERIALS OR PRODUCTS INCLUDED ON THIS SITE, INCLUDING, WITHOUT LIMITATION, WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. IN ADDITION, Instant Bingo DOES NOT REPRESENT OR WARRANT THAT THE INFORMATION ACCESSIBLE VIA THIS SITE IS ACCURATE, COMPLETE OR CURRENT.

12.16.2 Instant Bingo does not accept liability for any errors and omissions and reserves the right to change information, prices, specifications and descriptions of listed Products and services.

12.16.3 Instant Bingo does not accept liability for any indirect loss, consequential loss of data, loss of income or profit, loss of damage to property and/or loss from claims of third parties arising out of the use of the site, or for any Products or services purchased from the Instant Bingo Shop.

12.16.4 Nothing in the present Terms and Conditions shall limit or exclude Instant Bingo's or the Member's liability for:
(i) death or personal injury caused by negligence;
(ii) fraud or fraudulent misrepresentation;
(iii) any matter for which it would be illegal to limit or exclude, or attempt to limit or exclude, liability.

12.16.5 Instant Bingo's liability in connection with any Product acquired through the website is strictly limited to the Shop Coins value of the relevant Product.

12.16.6 Instant Bingo shall, not under any circumstances, be liable for any loss of income or revenue, loss of business, loss of profits or contracts, loss of anticipated savings, loss of data or waste of management or office time, or for loss of goodwill/reputational damage.

12.16.7 Instant Bingo shall not be liable for any losses arising out of a force majeure event.

12.17 Final Provisions:

12.17.1 Instant Bingo reserves the right to change or update the present Terms from time to time, by publishing the modified Terms and Conditions on the Site for the Member's information and acceptance. For any questions, the Member is asked to refer to the Instant Bingo's Frequently Asked Questions Page or contact our Customer Service Department.

12.18 Disclaimer

12.18.1 The Member's personal information is confidential. Instant Bingo does not rent, sell, barter or trade email addresses. When the Member places an Order, Instant Bingo collects the Member's name, address, telephone number and e-mail address. Instant Bingo uses this information solely to fulfill the Member's Order and to communicate its status to the Member.

12.18.2 The Terms of any Membership of the Instant Bingo VIP program may be offered, withdrawn and/or amended at any time. In order to exclude all doubt, the VIP program is at the sole discretion of Instant Bingo, along with the status of membership which may be altered at any time.

12.18.3 Instant Bingo may amend the present Terms and Conditions from time to time, and place the new version on the site.

12.18.4 For Members who acquire Products or Register on the Site for the first time, all acquisitions from the date that the amended terms are placed on our website onwards will be governed by those new terms. Otherwise, such changes will be effective against existing users 30 (thirty) days following posting of the amended version on the site. Your continued use of the site following Instant Bingo's posting of any changes will constitute your acceptance of such changes.
PLEASE PRINT THESE TERMS AND CONDITIONS AND STORE FOR YOUR FUTURE REFERENCE. IN ADDITION, WE SUGGEST THAT YOU PRINT AND STORE ALL TRANSACTION RECEIPTS AND GAME RULES AS APPLICABLE TO YOUR ACTIVITIES.

13. Terms and Conditions for Chat Functionality

13.1 Account Holders benefit from free Chat Functionality. The Company may or may not elect to monitor or moderate the Chat Functionality. In no event shall the Company be liable towards an Account Holder using the Chat Functionality for any damages arising from other Account Holders' conduct. The Account Holder shall indemnify the Company and shall hold it unaccountable for any damages arising out of another Account Holder's illegal, unlawful or inappropriate conduct, or out of the violation of the Chat Rules by such an Account Holder.

13.2 Chat Rules may be amended from time to time by the Company when it elects to do so. The following Chat Rules apply:

13.2.1 NO impersonating another Player in Chat;

13.2.2 NO offensive, indecent or foul language;

13.2.3 NO harassment;

13.2.4 NO exchanging of personal information, including, but not limited to the Account Holder's full name, phone number, address, personal Accounts created on social networks or any other websites;

13.2.5 It is strictly prohibited to contact or communicate with Company personnel through any means other than the Company's main communication channels. This measure is enforced in order to protect both the Account Holder and the Company's personnel;

13.2.6 The nickname should be decent. If not so, Customer Service reserves the right to change it;

13.2.7 NO arguing or complaining. Complaints are handled by Customer Service only;

13.2.8 Players are not permitted to discuss their Accounts, Bonuses or balances;

13.2.9 Participants in Chat are not allowed to promote third-party websites or activities;

13.2.10 Chat participants shall not use vulgar or threatening statements;

13.2.11 Participants in the Chat are not entitled to use racial, sexual or ethnic slurs;

13.2.12 Terms and conditions contained herein may be modified and/or amended only by the Company posting such modification and/or amendment in the "Terms and Conditions" section of the website;

13.2.13 The Company shall not be liable for computer malfunctions nor attempts by the Player to participate in the Games by methods, means or ways not intended by the Company;

13.2.14 The Terms and Conditions contained herein, together with the Instant Bingo Rules, represent the complete, final and exclusive agreement between the Member and the Company and supersede all prior agreements, representations and understandings between the Member and the Company.

13.3 Failure to comply with the aforementioned Rules will result in a temporary or permanent disabling of Chat and any privileges that come with it.

13.3.1 Having the Chat disabled for any of the above reasons forfeits the Account Holder's right to request a payout for a period of seven (7) days.

14. Games

14.1 General principles

14.1.1 The present Games Rules are an integral part of the Instant Bingo Rules.

14.1.2 In the present Games Rules, "Game" or "Games" shall mean any web-based Game offered and operated by Instant Bingo. "Client Application" shall mean the web browser application opened by the Account Holder in order to play the Games. "Software" shall mean all software used by Instant Bingo to offer and operate the Games and to run the Client Application. Any reference to the "Company" in the present Games Rules should be understood as a reference to Instant Bingo. "Prize" shall mean the amounts, Bonuses or rewards that can be won by the Account Holder by playing the Games.

14.2 Eligibility

14.2.1 Participation in the Games and any activity related to the Games (the "Game") is available only to Account Holders who are at least of: the legal age established by the Account Holder's jurisdiction or 18 years old. The Account Holder acknowledges, by entering the Game, that s/he resides in a jurisdiction where such activity is legal. Participation in any activity related to the Games is voided wherever prohibited by law.

15. Terms and Conditions / Withdrawal Guidelines

15.1. Account Holders shall enter their payout request before Saturday 11:59 AM EST in order to have it reviewed that week. Account Holders who have a different payout frequency can request a payout based on their VIP level, as follows:

15.1.1 Daily payouts can be requested between Monday and Friday until 11:59 AM EST. All requests received in one day are reviewed in the following one.

15.1.2 Twice a week payouts can be requested every Saturday and Thursday until 11:59 AM EST, in order to have them reviewed the following day, either Monday or Friday, depending on the day of the request.

15.1.3 Three times a week payouts can be requested every Saturday, Tuesday and Thursday, until 11:59 AM EST, in order to have them reviewed the following day, either Monday, Wednesday or Friday, depending on the day of the request.

15.1.4 Once every two weeks, payouts can be requested once every two Saturdays until 11:59 AM EST, in order to have them reviewed the following Monday.

15.1.5 Monthly payouts can be requested once a month, Saturdays only, no later than 11:59 AM EST, in order to have them reviewed the following Monday.

15.2 All approved withdrawals can take between 24 hours to 12 business days for the funds to be reflected on the selected Payment method.

15.2.1 The maximum withdrawal limits, depending on the Member's VIP level, are as follows:

15.2.2 Basic level Members have a $500 maximum monthly withdrawal limit;

15.2.3 Rookie level Members have a $500 maximum withdrawal limit once every 2 weeks;

15.2.4 Steel level Members have up to a $500 maximum weekly withdrawal limit;

15.2.5 Bronze and Silver level Members have up to a $1,000 maximum weekly withdrawal limit;

15.2.6 Gold level Members have up to a $1,500 maximum weekly withdrawal limit;

15.2.7 Platinum level Members have up to a $2,000 maximum weekly withdrawal limit;

15.2.8 Prince level Members have up to a $3,000 maximum weekly withdrawal limit;

15.2.9 King level Members have up to a $3,500 maximum weekly withdrawal limit;

15.2.10 Champion and Master level Members have up to a $5,000 maximum weekly withdrawal limit;

15.3 The minimum payout amount is $50 per request for all available withdrawal options, except Paper Check, with a minimum of $300, E-Check with a minimum of $100 and Bank Wire with a minimum of $500. 

15.3.1 Account Holders who have not deposited in the last 60 days will be able to withdraw a maximum of $500 per month.

15.3.2 Account Holders under section 13.3.1 who have won a Progressive Jackpot equal to $10,000 or more may continue to fund their Account in order to request a payout, regardless of their high current Account balance. This exception rule is optional and can be granted only by request.

15.3.3 A randomly selected number of Account Holders who have won a Progressive Jackpot will have the privilege of holding an interview with their Account Manager. It is the Account Manager's option to reward these Account Holders with the additional benefit of an increase in the maximum withdrawal amount, which will be established according to each Account Holder's current VIP level.

15.4 VIP members have different withdrawals conditions: up to a daily payout processed and as high as $5,000 per week per Account Holder based on the Account Holder's VIP level. An Account Holder can view his VIP level status by logging into his Account.

15.5 Players agree that on requesting a payout all active and pending bonuses will be removed. Players who will not request the entire amount will remain with a Bonus equal or below to the same amount of their cash balance.

15.6 Payout requests:

15.6.1 Only one withdrawal per Account will be processed. If the Account Holder has multiple withdrawal requests in the same week, all subsequent requests will be sent back to the Member's Account.

15.6.1.1 The maximum withdrawal limits per Free Bonus/BBs, depending on the Member's VIP level are:

15.6.1.2 $100 withdrawal for Basic and Rookie level members;

15.6.1.3 $200 withdrawal for Steel level Members;

15.6.1.4 $300 withdrawal for Bronze level Members;

15.6.1.5 $400 withdrawal for Silver level Members;

15.6.1.6 $500 withdrawal for Gold level Members;

15.6.1.7 $1,000 withdrawal for Platinum level Members;

15.6.1.8 $2,000 withdrawal for Prince level Members;

15.6.1.9 $3,500 withdrawal for King level Members;

15.6.1.10 $5,000 withdrawal for Champion and Master level Members;

15.6.1.11 Once the Member makes a withdrawal from a Free Bonus, the remaining balance from the winnings corresponding to the Free Bonus in question will be voided.

15.6.2 Instant Bingo will honor only one payout per related/spousal Account a week.

15.6.3 Member Accounts set at high risk by the Instant Bingo Security Department will have their payout requests declined.

15.6.4 If a member submitted more withdrawal requests within the same site, simultaneously, only one of the submissions will be subject to the Accounting department's review, respecting the payout frequency stipulated in the member's VIP level.

15.6.5 In the case of Household Accounts: Instant Bingo will not permit one Account Holder to request a payout while the other Account Holder has a pending withdrawal. A "Household Account" is defined as a secondary Account under the same Household that in some cases can be multi-Household Accounts. Only after the first withdrawal is processed and a new deposit has been made after the processed payout can the Member can request a new withdrawal.

15.6.6 If a Member is found violating the Chat Terms and Conditions (as stated in Clause 10 of the "Terms and Conditions of Chat Functionality"), the Player's Chat will be disabled and s/he will be automatically denied the right to request a payout for a period of seven (7) days.

15.6.7 Members with other Accounts in Instant Bingo Network of sites must have all required information on file before requesting a payout. In the event of a Household Account, both Accounts must have all documentation on file and must be in good standing before requesting a payout.

15.7 Wagering Rules

15.7.1 All members are obliged to meet the wagering requirements stated on our Bonus Rules before requesting a payout;

15.7.2 Wagering criteria must be met prior to a withdrawal request. Members who request a cashout before meeting wagering criteria, will have their withdrawal request declined and the funds returned to their Account.

15.7.3 The standard wagering is three (3) times both the deposit and the bonus amount, irrespective of the bonus type (Free Bonus or Deposit Bonus).

15.7.4 A withdrawal request can only be performed if the wagering criteria are met;

15.7.5 The current wagering rules as stated are to be met according to each Game's payout contribution rate and bonus type. Hence, the Member's bets are counted towards the wagering requirements depending on the Games played and bonus type, as follows:

15.7.5.1 The contribution rate is 100% for Bingo.

15.7.5.2 The contribution rate is 50% for Pull Tabs.

15.7.5.3 The contribution rate is 12% for Slots, Video Poker and Keno.

15.7.5.4 The contribution rate is 5% for free bonuses.

15.7.6 If a Deposit Bonus is received simultaneously with a Free Bonus, the bets from the Free Bonus will have a contribution rate of 5% towards meeting the wagering criteria that applies for the deposit bonus.

15.7.7.1 A wagering of minimum $100.00 per month is required to cash out any winnings made on free Bingo Games.

15.7.8 Cash Back Bonuses are not subject to any wagering requirements and can be withdrawn immediately after being awarded.

15.7.9 Members who have not made a deposit in the last 10 days are not entitled to make a withdrawal request for winnings resulted from Free Bonus money.

15.7.10 Wagering requirements may vary from one offer to another. It is the Member's sole responsibility to request information about the wagering requirements to which s/he is subject, prior to accepting a Deposit Bonus or a Free Bonus.

15.8 Documents required:

15.8.1 Members will need to submit the following documents before requesting a withdrawal:

15.8.1.1 Credit/Debit Card Voucher of all cards used in the past 6 months for direct deposits;

15.8.1.2 Valid government-issued photo identification card;

15.8.1.3 Recent utility bill, no more than three (3) months old;

15.8.1.4 Front copy of the card(s) used to fund the Account in the past six (6) months via direct deposits;

15.8.1.5 ACH voucher - if the E-Check option was used to fund the Account;

15.8.1.6 Copy of a signed voided check, if the selected withdrawal method is E-Check.

15.8.2 All the required documentation must be submitted to security@instantbingo.ag or faxed to 1-703-991-8879.

15.8.3 For completing all document requirements, Instant Bingo will credit the Member's Account with a free $25 upon customer's request only.

15.8.4 The copy of the utility bill is valid for one year only. It is the Account Holder's sole responsibility to provide the Security Department with an updated copy.

15.9 Update Payment method: 
Instant Bingo solicits from all Members the corresponding information of the withdrawal method of their preference via email to accounting@instantbingo.ag. Instant Bingo will not be held responsible in the event of a Member providing incorrect information that may result in the payout being sent to the wrong Account. For this reason, the information cannot be provided via a Chat or phone. Members must have all transactions cleared and up to date prior to requesting a payout.

15.10 Verification process: 
Security and Management reserve the right to choose Accounts with pending payouts randomly for an additional verification process. The process includes but is not limited to a review and authentication of the paperwork that has been received; verification that Account information matches the documents on file; and a thorough review of the Game sessions. This procedure can be performed up to twice per year and depends significantly on the security level set by our Risk and Security Department.

15.11 Paper Check Withdrawals
Paper Checks are delivered to physical addresses only. The corresponding fee for Paper Check payouts is $20 and $28.75 for Bank Wire payouts. For E-Check payouts, the Account Holder will be charged a $10 fee for amounts lower than $1000 and $20 for amounts equal to or higher than $1000. Depending on the Account Holder’s area, some of the aforementioned options might not be available. For further information, please contact our Customer Support Department. 

16. Disclaimer

16.1 The Instant Bingo Rules, as presently published in English, govern this Contract. In the event of a discrepancy between the English version and a translation, the English version has priority over any translations.

16.2 Account Holders are advised to comply with applicable legislation in the jurisdiction in which they are domiciled and/or are residents.

16.3 Instant Bingo does not provide advice to Account Holders regarding tax and/or legal matters.

16.4 Instant Bingo does not acknowledge or accept any liability whatsoever for damage to an Account Holder and/or a third party caused directly and/or indirectly due to any:

16.4.1 Mistake, misprint, misinterpretation, mishearing, misreading, mistranslation, spelling error, fault in reading, transaction error, technical hazard, Registration error, manifest error, Force Majeure and/or any other similar event;

16.4.2 Violation of the Instant Bingo Rules;

16.4.3 Criminal actions;

16.4.4 Advice provided by Instant Bingo;

16.4.5 Financial risk and loss, including, but not limited to variances in exchange rates;

16.4.6 Legal actions and/or other remedies. The SMS (Short Message Service) notification represents a service offered to the Account Holder. Instant Bingo does not acknowledge or accept any liability whatsoever if there is a mistake in the content of the SMS, or if the Account Holder has not received the SMS.

16.4.7 Instant Bingo reserves the right, at all times, to resolve any disputes, at its own discretion, in accordance with the principles of equity.

16.4.8 Instant Bingo shall take all reasonable steps to ensure that Instant Bingo's approved computer system enables any Player, whose participation in a Game is, after s/he has made a wager, interrupted by a failure of the telecommunications system or a failure of the Player's computer system that prevents him/her from continuing the Game, to resume the Game upon system restoration. If Instant Bingo's computer system does not enable any such Player to continue after the restoration of the system, with a Game interrupted by a failure of the telecommunications system or the Player's computer system, Instant Bingo shall:

16.4.8.1 Ensure that the Game is investigated and, in some cases, terminated;

16.4.8.2 Refund the amount of the wager to the Player by placing it in the Player's Instant Bingo Account.

16.4.9 If a Game is started but is interrupted because of a failure of Instant Bingo's computer operating system, Instant Bingo shall:

16.4.9.1 Return the sum wagered by the Player to his/her Instant Bingo Account; if the player has an accrued credit at the time of the Game's interruption, Instant Bingo will credit to the Player's Account the monetary value of the credit.

16.4.10 The Player should refrain from conducting another Game if the Game is likely to be affected by the same failure.

16.4.11 In the event that Instant Bingo is found liable in any way, by a court of law and/or a similar authority with legal competence and/or jurisdiction over Instant Bingo, then Instant Bingo's liability is limited to the amount of the Stake or the Net Winnings, whichever is the lesser. Alternately, when relevant and applicable, Instant Bingo's liability consists in the amount recorded in the Instant Bingo Account or the amount transferred into or out of the Instant Bingo Account, whichever is the lesser.

16.4.12 Participation in Games implies the knowledge and the acceptance of Internet limits, especially:

16.4.12.1 The technical capacity; the replying time for consult, interrogate or transfer information; the interruption risks; and all other risks inherent to any connection and transmission failure;

16.4.12.2 The absence of data protection;

16.7.12.3 The transmission and/or reception of any data and/or information on the Internet;

16.7.12.4 All Network dysfunctions preventing the good progress of any Game;

16.7.12.5 Failure of any material of reception or communication circuit;

16.7.12.6 The loss of any data;

16.7.12.7 Any damage caused by a virus, computing bug or technical failure;

16.7.12.8 Any damage caused to the material of the Player;

16.7.12.9 Any failure preventing or limiting the possibility to take part in a Game, or a failure that has damaged the Player's system. The Player should take all appropriate measures to protect the data and/or software stocked on his/her computer against all failures. The connection to the Site and the participation of the Player in any Game are the Player’s sole responsibility.

17. Contributions

17.1 By sharing anything with Instant Bingo(including any text, photographs, graphics, video or audio), Contributors agree to grant Instant Bingo, free of charge, permission to use the material in any way the Company chooses (including translating and adapting it for operational and editorial purposes), in any of Instant Bingo Network’s entities and partners.

17.2 Copyrights in Contributions will remain with the Contributor. This permission is not exclusive; a Contributor can continue to use the material in any way, including allowing others to use it.

17.3 A Contributor confirms that: the Contribution is his/her own original work, that it is not defamatory and does not infringe any laws; that the Contributor has the right to give Instant Bingo permission to use it for the purposes specified above; that the Contributor has the consent of anyone identifiable in the Contribution.

17.4 In order to participate in and contribute to selecting Instant Bingo communities, you may be required to register with Instant Bingo. Any personal information supplied to Instant Bingo as part of the Registration process and/or any other interaction with Instant Bingo will be collected, stored and used in accordance with the Instant Bingo Privacy Policy.

17.5 Contributions must be civil.

17.6 No disruptive, offensive or abusive behavior: contributions must be constructive and polite, not mean-spirited or made with the intention of causing problems.

17.7 No unlawful or objectionable content: unlawful, harassing, defamatory, abusive, threatening, harmful, obscene, profane, sexually oriented, racially offensive or otherwise objectionable material is acceptable.

17.8 No spamming or off-topic material: Instant Bingo does not allow the re-submission of the same or very similar Contribution on a multiple time basis. Please do not re-submit your Contribution to more than one discussion, or contribute off-topic material in subject-specific areas.

17.9 No advertising or promoting.

17.10 No inappropriate (e.g. vulgar or offensive) nicknames. Instant Bingo reserves the discretionary right to exclude from the community site any Contributor who violates these Rules.